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Savings and Investments
Uniquely placed to
offer the best advice
Cooper Financial Services offer independent savings and
investment advice. From Individual Savings Accounts (ISAs),
Personal Equity Plans PEPs, unit trusts, OEICs to stocks and
shares, Venture Capital Trusts (VCTs) and Enterprise Investment
Schemes (EIS).
Leaving large amounts of money on deposit in banks or building
societies may not be the best long-term answer. Although
these accounts are seen as the traditional safe haven, recent
years have seen interest rates being reduced sharply and deposit
accounts may not now even be keeping the value of your money in
line with changes in retail price inflation.
Achieving Long Term Growth
Many people recognise that to achieve better long-term
protection for their money against the effects of inflation, it is
often worth considering 'equity' related investments. These are
ones that are linked to changes in the value of company shares.
You could gain access to the 'equity' markets either directly
through buying shares or indirectly by investing in investment
products such as Unit Trusts, Investment Trusts or perhaps even a
Life Assurance policy.
Note: the effects of inflation can reduce the spending power
of any savings or investments you choose to make. You should take
these effects in to account in any long-term plans. Additionally,
the value of some savings or investments plans can vary and even
reduce in value. If you need an explanation of the risks involved
with any savings plan please contact us.
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