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Employment
Whether you are a self-employed person or you work for a
multi-national company, protecting the income you earn should be a
major priority. State unemployment benefits are unlikely to cover
all the financial needs of you and your family. Taking advantage
of the plans that provide cover should you be made redundancy or
suffer other unexpected gaps in your income may make it possible
to maintain your living standards during a difficult situation.
Planning for your retirement is equally important. Although
many employers offer a pension scheme, you must ensure that it
will provide sufficient income once you have retired. Although
there is currently the safety net of State pensions these are
perceived as low in value and could even dwindle before you
retire.
This section focuses on planning for changes in your employment
position. It has been designed to be easy to understand and
includes guides and quotation facilities.
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